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Kasasa Saver

If you already have a Kasasa Cash® or Kasasa Cash Back® account, you can make them even better by linking them to Kasasa Saver®. This built-in savings tool helps you save even more without the extra effort!

Each monthly qualification cycle, the interest/cash back and ATM refunds from your Kasasa Cash or Kasasa Cash Back account are automatically transferred into Kasasa Saver. And your Saver balance earns a 0.50% APY* to boot! All you have to do is meet the qualifications of Kasasa Cash or Kasasa Cash Back each monthly qualification cycle. Do you Kasasa?

Summary
  • Linked to Kasasa Cash or Kasasa Cash Back account
  • Automatic transfers of rewards
  • 0.50% APY* on balances up to $10,000
  • 0.50% to 0.27% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if monthly qualifications are not met
  • No minimum balance required
  • Free online banking
  • Free eStatements
  • Free mobile banking
  • $100 deposit to open

It's easy to qualify

Qualifying to earn Kasasa Saver rewards is so easy that you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

If you don't qualify during a cycle, don't worry. There's no penalty for not qualifying. You still have a free savings account that earns our base 0.05% APY*. Plus, you can get right back to earning a higher APY* the next cycle you qualify.

Kasasa Saver with Kasasa Cash

*APY=Annual Percentage Yield. APYs accurate as of July 2016. Rates may change after account is opened. Minimum to open is $100.00 for Kasasa Cash and $100.00 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20.00 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 3.01%; and (3) balances over $10,000 earn 0.10% interest rate on the portion of the balance over $10,000, resulting in 0.36% to 3.01% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $10,000, resulting in 0.27% to 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN/TIN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Kasasa Saver with Kasasa Cash Back

*APY=Annual Percentage Yield. APYs accurate as of 4/14/2014. Rates may change after account is opened. Minimum to open is $100.00 for Kasasa Cash Back and $100.00 for Kasasa Saver. When monthly qualifications are met, you will receive 2.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to total cash back of $10.00 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $20.00 if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% interest rate on the portion of the balance over $10,000, resulting in 0.27% to 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.05% APY. Limit one account per SSN/TIN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.