Saving simplified. This account links to your Kasasa® checking — and pays high interest every month.

Rates

Key Features

  • No Monthly Maintenance Fee
  • Effortless Savings
  • High Interest Earnings
  • Free Digital Banking
  • Build your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.50% APY* on balances up to $10,000
  • 0.50% to 0.27% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free digital banking, including:
    • Online banking
    • Mobile banking
    • eStatements
  • $100 minimum deposit to open

It’s so easy to earn the higher rate.

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don’t meet these qualifications, don’t worry — you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, credit card purchases processed by merchants and received by our bank, non-retail payment transactions, and purchases made with debit or credit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Kasasa Saver with Kasasa Cash

When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account on the last day of the current statement cycle: Kasasa Saver: Balances up to $10,000 receive an APY of 0.50%; and balances over $10,000 earn an APY of 0.25% on the portion of balance over $10,000, resulting in a range from 0.50% to 0.27% APY depending on the account’s balance.  Kasasa Cash: Balances up to $25,000 receive a non-compounding APY* of 3.01%; and balances over $25,000 earn an APY of 0.50% on the portion of balance over $25,000, resulting in a non-compounding range from 3.01% to 1.00% APY* depending on the account’s balance (calculated on a balance up to up to $125,000).  When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn 0.05% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.05%. *When linked to the Kasasa Saver account, the interest/dividends earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs.  APY = Annual Percentage Yield. APYs accurate as of 10/25/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Kasasa Saver with Kasasa Cash Back

When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account on the last day of the current statement cycle: Kasasa Saver: Balances up to $10,000 receive an APY of 0.50%; and balances over $10,000 earn an APY of 0.25% on the portion of balance over $10,000, resulting in a range from 0.50% to 0.27% APY depending on the account’s balance.  2.00% cash back on up to a total of $500.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa  Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.05% APY.  Kasasa Cash Back: No cash back payments are made. APY = Annual Percentage Yield. APYs accurate as of 10/25/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  Minimum deposit of $100.00 is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements), and log-ons are required to meet some of the account’s qualifications. Limit 1 account per primary social security number / individual taxpayer identification number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank financial service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC

Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.