Mortgage Loans

At United Bank, we're sure our mortgage department is superior to any other. Why? Because we provide a wide variety of mortgage loan options with low rates and flexible terms that can compete with anyone in the area.

We also know that by helping you finance your dreams we're making an investment in the economic prosperity of our community. That's why decisions, processing, and management all happen right here in Northwest Arkansas.

Questions or errors about your mortgage loan? Click here for our Error Resolution Notice

NMLS# 648760

  • Competitive fixed and adjustable rates
  • Flexible term options
  • Extended repayment terms available
  • Local processing for quick results
  • Personal service you know and trust
  • Easy to apply
  • Secondary and investment financing available
Refinance With Us

If you've already found your dream home, maybe we can help lower your monthly payments. Check with our loan professionals to see if we can offer you a better rate on your existing home!

For more information, contact us online or come by and see us at any of our five locations in Springdale, Fayetteville, Rogers, or Ft. Smith.

Types of Mortgage Loans


Arkansas bond loans are available for first time homebuyers on all types of loans.

FHA Loans

FHA provides home financing for people with smaller down payments, or for those who find conventional mortgage loan terms less attractive.

VA Loans

The Veteran's Administration created these mortgage loans to help qualified veterans finance homes with 100% financing.

Rural Development Loans

These loans are for homes in the rural areas of Benton and Washington counties but not within the city limits of Rogers, Springdale, or Fayetteville.

Jumbo Loans

These mortgage loans in excess of $417,000 are available with fixed and adjustable rate options.

New Construction Loans

Thinking about building a new home? Visit with one of our experienced loan officers about the options available.