What is Kasasa Cash®? Well, glad you asked. Kasasa Cash is the best free checking account in Northwest Arkansas and surrounding areas. With Kasasa Cash you can earn high interest each month*, plus refunds from ATM fees nationwide,* so every ATM is your ATM!

Plus, link your Kasasa Cash account to Kasasa Saver® for automatic savings so you can save money each month — all for doing banking basics you probably already do! Make the switch today and see why Kasasa is a whole new way to bank!

  • 3.01% APY* on balances up to $10,000
  • 3.01% to 0.36% APY* on balances over $10,000 depending on balance in account*
  • 0.05% APY* if monthly qualifications are not met
  • Nationwide ATM fee refunds*
  • No minimum balance to earn rewards
  • No monthly service charge
  • Unlimited check writing
  • Can link to Kasasa Saver for automatic savings
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • Free Mastercard® debit card
  • $100 minimum deposit to open

It's easy to qualify

Qualifying to earn these fantastic rewards is so easy that you're probably already doing it. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle*:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Even if you don't qualify on a given month, the account is still free, and you still earn interest at our base rate. Plus, you can get back to earning your rewards the very next monthly qualification cycle.

*APY=Annual Percentage Yield. APYs accurate as of 4/14/2014. Rates may change after account is opened. Minimum to open is $100.00 for Kasasa Cash and $100.00 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20.00 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 3.01%; and (3) balances over $10,000 earn 0.10% interest rate on the portion of the balance over $10,000, resulting in 0.36% to 3.01% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $10,000, resulting in 0.27% to 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN/TIN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.