What is Kasasa Cash®? Well, glad you asked. Kasasa Cash is the best free checking account in Northwest Arkansas and surrounding areas. With Kasasa Cash you can earn high interest each month*, plus refunds from ATM fees nationwide,* so every ATM is your ATM!

Plus, link your Kasasa Cash account to Kasasa Saver® for automatic savings so you can save money each month — all for doing banking basics you probably already do! Make the switch today and see why Kasasa is a whole new way to bank!

Summary
  • 3.01% APY* on balances up to $25,000
  • 3.01% to 1.00% APY* on balances over $25,000 depending on balance in account*
  • 0.05% APY* if monthly qualifications are not met
  • Nationwide ATM fee refunds*
  • No minimum balance to earn rewards
  • No monthly service charge
  • Unlimited check writing
  • Can link to Kasasa Saver for automatic savings
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • Free Mastercard® debit card
  • $100 minimum deposit to open

It's easy to qualify

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 10 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, credit card purchases processed by merchants and received by our bank, debit and credit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit or credit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information

When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive an APY of 3.01%; and balances over $25,000 earn an APY of 0.50% on the portion of balance over $25,000 resulting in a range from 3.01% to 1.00% APY depending on the account’s balance and (2) you will receive reimbursements up to $20 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented [within sixty (60) calendar days of transaction] for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. [Interest / dividends] and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 10/25/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  Minimum deposit of $100.00 is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements), and log-ons are required to meet some of the account’s qualifications. Limit 1 account per primary social security number / individual taxpayer identification number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank financial service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC

Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.