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Kasasa Cash Back

If you're looking for a great cash back checking account, you've found it! With this free checking account you don't earn points to collect and exchange for toasters or hair curlers — you get real cash back in your account each month!

Get cash back when you use your debit card to buy everyday items, like gas, groceries, clothes, household items, etc. You'll also get ATM fee refunds nationwide.* And you can link your Kasasa Cash Back® account to Kasasa Saver® for automatic savings! What are you waiting for? Do you Kasasa?

Summary
  • 2% cash back on debit card purchases*
  • Up to $10 will be reimbursed per cycle
  • Nationwide ATM fee refunds*
  • No minimum balance to earn rewards
  • No monthly service charge
  • Unlimited check writing
  • Link to Kasasa Saver for automatic savings
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • Free Mastercard® debit card
  • $100 minimum deposit to open

It's easy to qualify

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 10 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, credit card purchases processed by merchants and received by our bank, debit and credit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit or credit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. 

Reward Information

When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $500.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $10 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented [within sixty (60) calendar days of transaction] for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  Minimum deposit of $100.00 is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements), and log-ons are required to meet some of the account’s qualifications. Limit 1 account per primary social security number / individual taxpayer identification number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank financial service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC

Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.