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APY = Annual Percentage Yield.

Checking and savings account listed below are variable rate accounts. Rates for variable rate accounts may change after account is opened. Fees may reduce earnings

Kasasa Cash* Learn More

Balance Interest Rate APY
Up to $25,000
(when qualifications are met)
2.97% 3.01%
Over $25,000
(when qualifications are met)
2.97% to 0.50% 3.01% to 1.00%
Qualifications not met 0.05% 0.05%

Qualifications

To qualify for rewards, do the following in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Kasasa Saver* Learn More

Balance Interest Rate APY
Up to $10,000
(when qualifications are met)
0.50% 0.50%
Over $10,000
(when qualifications are met)
0.50% to 0.27% 0.50% to 0.27%
Qualifications not met 0.05% 0.05%

Qualifications

To qualify for rewards, do the following in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Checking

Account Type Minimum Deposit To Open Interest Rate APY
UB Grand Checking $100.00 0.40% 0.40%

Other Savings

Account Type Amount Minimum Deposit To Open Interest Rate APY
UB Savings All Balances $100.00 0.10% 0.10%
Kids Club All Balances $1.00 0.10% 0.10%
Christmas Club $0.01 - $5,000.00 $10.00 0.50% 0.50%