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Credit Cards

Whether you use a credit card for everyday purchases or for an emergency car repair or appliance replacement that exceeds your budget, United Bank has a card for you. United Bank offers a full line of MasterCard® credit cards to earn you points on everyday purchases or get you through the unexpected surprises life throws your way.

We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. It's the only card you need for everything you need to do.

Low Rate Card

Features

  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR.1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
  • Unlike some card offers, APRfor purchases and cash advances is the same. We do not charge a higher rate for cash advances.

MasterCard benefits including:

  • Price Protection
  • Baggage Delay Insurance
  • Car Rental Collision Damage Waiver Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance 

Certain restrictions apply, detailed in the applicable benefits brochure received with new credit card.

Fees

Apply Now

  • Download the PDF application here.
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 877-809-9162 or simply bring it into on our our locations. 

1Please see application for information about current APRs and fees.

World & Preferred Points Rewards Cards

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months.1
  • Competitive ongoing APR.1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise, including cameras, MP3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 800-367-7576.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits. 
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

MasterCard benefits including:

  • Concierge Service2
  • Price Protection
  • Baggage Delay Insurance
  • Car Rental Collision Damage Waiver Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance 

Certain restrictions apply, detailed in the applicable benefits brochure received with new credit card.

Fees

Apply Now

  • Download the PDF application here.
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 877-809-9162 or simply bring it into on our our locations. 

1Please see application for information about current APRs and fees.

2Concierge Services available with World MasterCard only.

Apply Now
  • Download the PDF application here.
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 877-809-9162 or simply bring it into on our our locations.