Mortgage Loans

At United Bank, it's all about you...finding your dream home! We provide a wide variety of mortgage loan options with low rates and flexible terms. We know that by helping you finance your dreams, we're making an investment in the economic prosperity of our community. And don't worry—decisions, processing, and management all happens right here in Northwest Arkansas.

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Summary
  • Competitive rates
  • Flexible term options
  • Quick approvals
  • Local processing
  • Personal service
  • Easy to apply
  • Fixed and adjustable rates
  • Extended repayment terms available
  • Secondary and investment financing available

Refinance with us!

If you've already found your dream home, maybe we can help lower your monthly payments. Check with our loan professionals to see if we can offer you a better rate on your existing home!

For more information, contact us online or come by and see us at any of our six locations in Springdale, Fayetteville, Rogers, Conway, or Tulsa.

Types of Home Loans

ADFA

Arkansas bond loans are available for first time homebuyers on all types of loans.

FHA Loans

FHA provides home financing for people with smaller down payments, or for those who find conventional mortgage loan terms less attractive.

VA Loans

The Veteran's Administration created these mortgage loans to help qualified veterans finance homes with 100% financing.

Rural Development Loans

These loans are for homes in the rural areas of Benton and Washington counties but not within the city limits of Rogers, Springdale, or Fayetteville.

Jumbo Loans

These mortgage loans in excess of $417,000 are available with fixed and adjustable rate options.

New Construction Loans

Thinking about building a new home? Visit with one of our experienced loan officers about the options available.

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