Ultimate Checking
What's better than free? How about free checking that actually pays you? This free interest checking account refunds ATM fees—not just in Springdale or Northwest Arkansas, but nationwide! There are no minimum balance requirements or monthly fees!


- Summary
- Earn a competitive Interest Rate
- ATM fee refund nationwide ($20 limit per calendar month)
- No minimum balance or monthly fees
- Unlimited checking
- $500 overdraft protection**
- Free online banking with bill pay
- Free eStatements
- Free telephone banking and mobile banking
- $100 opening deposit
For more information, visit any of our four locations in Springdale, Fayetteville, or Rogers.
*APY = Annual Percentage Yield.
**Available upon approval.
- More Info
Annual Percentage Yield (APY) is listed on the rates page. Minimum to open account is $100. APY applies to all balances. Rates may change after the account is opened. Fees may reduce earnings.



